Is a financial integrity check the same as a credit check?

No. A financial integrity check is broader and can cover multiple sources and registrations. Which data can actually be checked depends on the available sources, access rights and the legal basis.

When is a financial integrity check relevant?

The check can be relevant for positions in which financial reliability is an important part of the job profile. The employer must determine in advance which screening is appropriate and proportionate.

How quickly is the result available?

The turnaround time depends on the checks used and the available sources. Results are processed as efficiently as possible via the Otentica platform.

How is personal data handled?

Otentica processes personal data within the screening process with due care for privacy and information security. Processing must always take place on an appropriate legal basis and in accordance with applicable privacy legislation.

Financial integrity check

Gain insight into the financial integrity of candidates

Prevent financial risks and quickly gain insight into a candidate's financial situation. The financial integrity check verifies relevant public and available registrations for credit registration, guardianship, administration and insolvency.

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What is a financial integrity check?

Verification of credit registration, guardianship, administration and insolvency

A financial integrity check provides insight into a candidate's relevant financial registrations. Otentica checks, among others, the Dutch Credit Registration Office (BKR), the Central Guardianship and Administration Register and the Central Insolvency Register. This gives you a more complete picture of potential financial risks that may be relevant to a position or business relationship. The check can provide insight into credit registrations, payment arrears, guardianship or administration and registered insolvencies such as bankruptcies, suspensions of payment and debt restructuring.

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How the financial integrity check works

See how the relevant registers are consulted in one check and the result becomes visible immediately

Screening file

NameE. van der Berg

Date of birth12-03-1988

BKR…

Guardianship & administration…

Insolvency register…

Verification status0%

Verification steps

Candidate data received

Credit registration checked

Guardianship and administration register checked

Insolvency register checked

Verification status

Verifying...

Checking registers...

Why a financial integrity check?

Financial risks in view before a candidate starts

Insight into financial risks

Gain insight into relevant financial registrations that may matter when assessing a candidate.

Multiple registers in one check

Check several relevant sources and registers from one central screening process.

Identify risks early

Identify possible points of attention before a candidate starts in a position where financial reliability is important.

Efficient and clear

Automate the screening process and receive the results in a clear report.

Which registrations are checked?

Three registers, one screening process

BKR

Check for relevant credit registrations and any special notes in the credit register, insofar as the check and access to it are permitted for the organisation and situation concerned.

Guardianship & administration

Check for registration in the Central Guardianship and Administration Register, which lists persons placed under guardianship or certain forms of administration.

Insolvency register

Check for relevant registrations in the Central Insolvency Register, including bankruptcies, suspensions of payment and debt restructuring.

How does the financial integrity check work?

From candidate data to a clear result in four steps

Provide data

The candidate provides the required personal data via the secure Otentica platform.

Check registers

The relevant registrations are checked against the available sources and registers.

Analyse results

The data found is processed and presented clearly, so relevant points of attention are immediately visible.

Receive the report

You receive a clear report with the outcome of the financial integrity check.

Which positions is this check relevant for?

A financial integrity check is particularly relevant for positions in which employees are responsible for money, financial resources, confidential financial information or other business-critical processes. For example:

Financial positions
Positions with access to company assets
Management and executive positions
Positions in financial services
Positions in which financial reliability plays an important role

The relevance of a financial check differs per position. Screening should therefore always be proportionate and carried out on an appropriate legal basis.

Frequently asked questions

Everything about the financial integrity check

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